Farm Service Agency (FSA)
Guaranteed Loan Program

ServCo Management, Inc.

Nation's #1 FSA AG Guaranteed Lender of the Midwest

Nebraska State Bank, with its main branch in Oshkosh, Ne., is still the leader throughout the central part of the United States in volume of FSA guaranteed lending, according to recent statistics. This amount does not count the volume closed with and for other cooperating Banks. We are now serving the entire Midwest and other states throughout the United States. This dedication and experience means our staff knows and understands the programs best suited to assist in agricultural lending.

We are currently NUMBER ONE in the Midwest (Kansas City Regional Area) in volume of outstanding guaranteed loans.

Who is eligible for an FSA Guaranteed Loan?

Basically anyone with Farm Income

What are normal terms for Guaranteed Loans?

A) Lines of Credit - up to five years
B) Livestock or Machinery - up to 22 years with a seven year balloon
C) Real Estate - normally up to 30 years

If I have a strong Net Worth, am I eligible?

Yes, of course!

What do Banks look for in a borrower?

A) the ability to repay the loan from projected cashflow & profits
B) sufficient and realistic collateral valuations
C) management ability

How could an FSA Guaranteed Loan benefit ME?

A) by receiving a Down Payment real estate loan with a portion eligible to carry a 4% fixed interest rate
B) by accessing credit for your operation otherwise unavailable
C) by reducing financial risk
D) by increasing the lender's statutory lending limits, therefore increasing your borrowing limit
E) by reducing your scheduled repayment obligations
F) by refinancing your present debt

How are Guaranteed Loans most commonly used?

A) to restructure and/or refinance existing debt
B) to secure funds for land, machinery, equipment & livestock purchases
C) to secure funds for improvements
D) to secure funds for operating expenses
E) to graduate direct FSA borrowers
F) to acquire a serviceable debt term & interest rate

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Nebraska State Bank is the Nation's #1 FSA (Farm Service Agency) Agricultural Guaranteed Lender Of the Midwest

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