Personal Banking, Savings and Investment Accounts

There's no better time than today to begin saving and building your wealth for a secure tomorrow. Whether your objective is a down payment for a home, saving for that new car, for college or building up your retirement funds, our savings and investment accounts can help you achieve your goal.

Passbook Savings Account:

Minimum Balance Requirements:
You must deposit $ 50.00 to open an account. There is no minimum balance requirement to meet before you can earn interest.
No monthly service charge with minimum daily balance of $ 50.00
$1.00 monthly service charge if minimum daily balance falls below $ 50.00
Interest at current Passbook Savings rate

Money Market Account:

Minimum balance for opening account is $ 1,000.00. Monthly maintenance fee will apply if the ledger balance in the account is less than $ 1,000.00 any day of the statement cycle.

Transaction Limitations:
Your Money Market Account is limited to six (6) debits during each monthly statement cycle. Only three (3) of these debits may be payments by check to third parties.

Activity fee will apply for each debit to the account per statement cycle if the ledger balance is less than $ 1,000.00
Activity fee will apply for each debit to the account in excess of 6 debits per statement cycle
Interest at current Money Market Savings rate

FDIC insured

*Fees will apply for account research, photocopies, reconciling customers statements, garnishments, overdrafts, and more than 6 paper withdrawals per calendar month.

CD's:

Ask for our current Certificate of Deposit Rates.
( $ 500.00 minimum )
Available in 3, 6, 12, 18, 24, 30, and 60 month.

IRA's:

Ask for our current Individual Retirement Account Rates
( 3 month variable IRA )

Nebraska State Bank is the Nation's #1 FSA (Farm Service Agency) Agricultural Guaranteed Lender Of the Midwest